The Ballad of the Bounced Check

Maya opened her first checking account with the first check she received from her summer job. She opened the account with $250. She took her mom out to lunch and paid for the lunch with a check for $12.50. The second check of $78.32 was written for her summer nature camp registration. She decided to buy a bicycle to ride to work and back. The bicycle cost $199.99.
How much did she receive? How much did she spend?
Two days after she purchased the bicycle, she received a notice from the bank that her check had bounced. The bank charged her $20 for overdrawing the account, and the bicycle store charged her $25 for writing a bad check.

What should Maya have done?

What should she do in the future to avoid a similar situation?

Have you ever been tempted to spend more than you have?